Unified Lending Interface (ULI)

Overview

Unified Lending Interface (ULI) is a blockchain-based decentralized lending platform that facilitates secure and transparent interactions between lenders and borrowers. The platform leverages smart contracts to ensure trustless transactions, eliminating intermediaries and enhancing financial inclusivity.

Features

• MetaMask Integration: Users can connect their wallets seamlessly.
• Borrower and Lender Registration: User can register and store their details on the blockchain based on their roles.
• Decentralized Lending: Direct lender-borrower interaction without intermediaries.
• Smart Contract-Based Transactions: Ensures security and transparency in lending.
• Immutable Records: Loan details are stored on the blockchain, preventing data tampering.

Tech Stack

• Frontend: React.js (with TailwindCSS for styling)
• Blockchain: Solidity,Ethereum (Sepolia test network)
• Authentication: MetaMask Wallet

Installation

1. Clone the repository

   git clone https://github.com/keyabist/ULI.git
   cd ULI

2. Install dependencies

   npm install

3. Start the development server

   npm run dev

4. Deploy ML-model (Ensure required libraries are installed)

   cd MLBACKEND
   python app.py

Usage

• Connect MetaMask wallet.
• Register as a lender or borrower and store details on the blockchain.
• Borrowers can browse available lenders and initiate loans.
• While appyling loans, signature will be asked to verify the original or forged using a ML-model.
• Lenders can aprrove or reject requests, if they approve amount transfers and updates credit score.
• Approved loans must be repaid by borrowers in insatllments.
• Smart contracts handle transactions securely.