(WIP)NewLease Type: Financial Leasing

[yellowbean]

Background

financial leasing is special type of leasing asset in terms of :

• at end of leasing period, the leasee may pay a lump sum payment to fully acquire ownership the leasing asset.
  • The asset value maybe present as a field of leasing contract,
    • which used to calculate risk metrics (LTV)
    • used to determine the optional lump sum payment of the leasing asset
  • the asset value maybe a user input , or a derived decreasing formula ( like a curve / or time series curve )

Question

Whether the last lump sum payment is part of lease ( debt ) arragement ?

Propose Design

WIP